Alarming Truths Reveiled in the Article Student Loan Debt...

I have selected an article titled Student Loan Debt Is Torpedoing Home Sales, written February 10, 2014 in Beyond Today’s News to review for this assignment. I found this article very interesting, and alarming at the same time. It also hits close to home, as I have a son graduating from college in May who is very anxious to buy his first home. The article points out that student loans are at an all-time high. â€Å"Student loans are one of the fastest rising sources of debt. As of the third quarter of 2013, student debt stood at $1.027 trillion or about 9 percent of total household debt, up from about 3 percent in 2003.† (â€Å"Student Loan Debt Is Torpedoing Home Sales† RealEstateEconomyWatch.com 2014) It goes on to say that the average college graduate in 2012 graduated with student loan debt of approximately $29,400. Student debt is now the second largest part of household debt next to mortgage debt. This â€Å"may have a depressing effect on home sales for years to come due a provision in the new QM rule, which took effect last month. The QM rule requires a consumer to have a debt to income ratio of no more than 43 percent including mortgage payments, will not make buying a home an easier for debt-straddled college graduates.† (â€Å"Student Loan Debt Is Torpedoing Home Sales† RealEstateEconomyWatch.com 2014) The new QM rule is intended to prevent consumers from getting trapped in mortgages that they cannot afford, and to prevent lenders from making loans that consumers do not have the

Historical context of 1984-george orwell - 2250 Words

George Orwells 1984 is one of the most important pieces of political fiction; it is a timeless political satire that demands to be read to be truly appreciated. Published in 1948, and set 36 years into the future, 1984 eerily depicts where the world is going, where the truth is shunted and lies are promoted by all mainstream media. Perhaps one of the most powerful science fiction novels of the twentieth century, this apocalyptic satire shows with grim conviction how the protagonist Winston Smiths individual personality is wiped and how he is recreated in the Partys image until he does not just obey but loves Big Brother. Some critics have related Winston Smiths suffering to those Orwell underwent before the writing of 1984. Orwell†¦show more content†¦Orwell planned to become a writer, a profession which he had originally not shown much interest in. Perhaps, to erase the guilt from his colonial experiences, he chose to live among the poor of London, and later in Paris. His own life provide the material for his first book published in 1933 Down and out in Paris and London which was based on his time living in those two cities with social criticism. The pseudonym George Orwell was used so his parents would not be shocked by the horrific living conditions described in the book. Subsequent novels contained autobiographical references and served as vehicles for Orwell to explore his growing political convictions. In 1936, Orwell traveled to Barcelona to write about the Spanish civil war but ended up joining the battle, fighting against Spanish Leader Francisco Franco and his Nazi supported fascists on the side of the Republicans, supporting the socialist left. There he had quickly learned the difference between real and phony antifascism. Orwell said: This fascism ... somebodys got to stop it. To Orwell, liberty and democracy went together, guaranteeing, among other things, the freedom of the artist; the present capitalist civilization was corrupt, but fascism would be morally calamitous. It was the Spanish Civil War that played the most important part in defining his socialism. Having witnessed the success of the anarcho-syndicalist communities, and the followingShow MoreRelatedEssay on 1984: A Prophesy for the Future?1049 Words   |  5 PagesThe novel 1984 is a story about a future civilization that is ruled by a totalitarian government. When the book was published in 1949 the thoughts and ideas seemed to be a prophesy for the future. A totalitarian government is one of the strictest forms of government with the least amount of freedom for the people. A totalitarian government is a mix of the military, individual leadership and the national political party. Usually the leader is a person who has a kind of charisma that makes his authorityRead More1984 Doublethink Analysis1497 Words   |  6 Pages1984 Connection: In 1984, George Orwell illustrates a dystopian society in which he emphasizes the influential contribution of language to the psychological manipulation the Party imposes. Specifically, through the concept of Doublethink, Orwell highlights the ironic names of the Partys ministries as means to euphemize what they actually are. From the very beginning of the novel, it is revealed how the Party characterizes the faà §ade that The Ministry of Truth, which concerned itself with newsRead More1984 Dystopian Society Essay1445 Words   |  6 PagesIn the year 1944, famous author, George Orwell, composed a novel about a dystopian society called 1984. Telescreens that could see and hear everything someone did, children who turned in their parents for ideas about overthrowing the government, and a clueless society surviving on only what the government told them were the main problems in Orwell s novel. Orwell s purpose for writing this novel was not as a prediction of what the future of socie ty would look like, but more as a warning. He warnsRead MoreConflict Essay- English1596 Words   |  7 Pagesor opposing forces, manipulating an individual to fulfill the desire of one’s unmeasured flame. Applying a prevailing and emphatic depth into the concept of internal and external conflict, the texts Othello composed by Shakespeare and 1984 devised by George Orwell, attracts the audience to see, feel and experience the compelling turmoil’s that erupt. The consequences of racial discrimination, the contrasting of a democracy and a totalitarian society, reality and derealisation, along with the animosityRead MoreA Dystopia Is Not A Contemporary Idea2159 Words   |  9 PagesA dystopia is an unpleasant and repressive society which usually has the intent to make equality an opportunity for all. 1984 and â€Å"Harrison Bergeron† are two examples of dystopia literature. In each, technological advances and psychological stimuli is designed to overwhelm an indiv iduals thought. Based upon these pieces of literature, is it possible for a utopia exist? For clarification purposes, there are some definitions to keep in mind when reading this essay. The dictionary defines a utopiaRead MoreConformity In 1984 By George Orwell2041 Words   |  9 PagesThere is nothing truly more terrifying than conformity in its purest form and George Orwell, the author of 1984, illustrates that point perfectly in his novel which showcases all of his ideas.   But what really causes the erasement of the individual and the subsequent rise of the ostensible status quo?   Orwell takes the time in his novel to demarcate the many causes that have an acute effect on individuality and how potently a general ‘norm’ can influence a mass of people.   Manipulation of the individualRead MoreA Marxist Approach Of Orwell s 1984 Essay7236 Words   |  29 Pages ENG 381 12 December 2016 A Marxist Approach to Orwell?s 1984 In a time of universal deceit - telling the truth is a revolutionary act. - George Orwell George Orwell lived in a time that was highly critical of the oppression that existed as a result of communist power, as seen in Russia?s Soviet UnionRead MoreOrwell s Animal Farm As A Critique Of Bourgeoisie- Proletariat Relation And How Tyranny Operates1475 Words   |  6 PagesMarxist Connection: George Orwell’s Animal Farm as a critique of Bourgeoisie- Proletariat Relation and How Tyranny Operates Literature is said to be the mirror of a society and one of the major functions of it has been to make people aware of their surroundings as well as themselves. While many writers of today might digress from the true purpose of writing, the classics have always held a special place in what may be called as the awakening of the individuals. In this context, George Orwell’s AnimalRead MoreThe Role Of Power In 19841889 Words   |  8 PagesPower is the catalyst which establishes government, leaders, societal hierarchies and civilisation. It is an inseparable part of human nature, which is reflected in pop culture and literature. In an excerpt from 1984 by George Orwell, the theme of power and the abuse of power is privileged, and the allocation of the power in that society is discussed. Lord of the Flies, contrarily, depicts a scenario in which the individual has complete power, and constraints of authority and civilisation are removedRead MoreReview Of Nineteen Eighty Four And The Film Adaptation 2282 Words   |  10 Pagesand Peter Hawkes, and cross-referencing specific examples with George Owell’s novel Nineteen Eighty Four and the film adaptation by Michael Radford, a detailed understanding can be formed in identifying if the screen adaptation can remain ‘faithful’ to its original novel counterpart, or if the medium destroys or devalues the intended context of the story specifically in reference to the set text. Nineteen Eighty-Four by George Orwell was published in 1949 and is a satirical novel set in the dangerously

Communication and Your Spouse Free Essays

Communication and Your Spouse Interpersonal Communication 10/10/2011 Jacey Saucedo After reading â€Å"Can We Talk? Researcher Talks about the role of Communication in Marriages† I realized how much I can relate to it. I am a firm believer in communication and it being a key factor in any successful relationship. I feel as though I can relate to this article when discussing self-disclosure in relationships. We will write a custom essay sample on Communication and Your Spouse or any similar topic only for you Order Now I am a very vocal person anyway so in my relationship I am very vocal. I like to express my feelings good or bad. I open up and discuss any and everything with him. He’ll never have to guess or question my feelings for him. Once I got comfortable with him it was very easy to talk about my childhood, what I wanted for my future and anything in between. I agree that self-disclosure is important and is directly related to satisfaction in a relationship. If the person you’re in a relationship with always compliments you or makes your feel loved there is no reason why one wouldn’t be satisfied. If you can talk about any and everything and not just what you’re having for dinner that is clarification that this person is really into me and not just with me to pass the time. I can agree that with gender differences the communication level may change. I’ve experienced a man that was not so vocal and up until this day has yet to open up about everything with me. I found myself taking it personal thinking what is it about me that makes him not want to share these things from his childhood with me. I have had experience with another man that was very vocal he had no problem with communicating his feelings good or bad. He talked openly and candidly about his childhood amongst other things. I believe wholeheartedly in communication in a relationship. I believe if you exhibit self-disclosure in a relationship it will last longer and you will be happier in the relationship. References Can We Talk? Researcher Talks about the Role of Communication in Marriages, NARA SCHOENBERG. Houston Chronicle. Houston, Tex. : Feb 6, 2011. p. 7 How to cite Communication and Your Spouse, Papers

Computer Assembly and Disassembly Essay Sample free essay sample

Describe the process for computing machine assembly and disassembly 1 ) Procedure for computing machine assemblyI. Fix the instance. Put the instance out on the level surface. Have all the prison guards that came with the instance nearby. Unscrew the instance entree door from the computing machine if it is screwed in topographic point. You may besides hold to force a button or lever to open the door. two. Assemble the motherboard and some pieces on it foremost. You can force the RAM faculties straight down into their slots until they pop into topographic point. Put the CPU in the processor box. You will necessitate to raise a thin metal saloon and fit the dorsum of the CPU with the pins on the board and so shut the saloon. Put the heat sink and fan on top of the CPU country. There should be four holes where the corners of the heat sink will link on the motherboard. We will write a custom essay sample on Computer Assembly and Disassembly Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page You may necessitate to sleep together the fan on top of the heat sink. three. Put the motherboard in the instance. Match the dorsum of the board where the card slots and connections are so that they stick out of the dorsum of the instance. Screw the motherboard into the corresponding prison guard holes on the instance. There should be about six topographic points where the holes on the motherboard will line up with these screw holes. four. Put the power supply inside the instance and fit it to the square opening on the dorsum of the instance where the fan terminal of the power supply will lodge out. Screw four prison guards through the instance and into the power supply. Connect the power from the power supply to the motherboard. Some motherboards have two or more power connexions that the power supply requires. These power connexions are different from the remainder. Consult the motherboard manual to happen which connexions to utilize. v. Install all of the thrusts next. These can include difficult thrusts and optical thrusts. Slide each thrust into a bay at the forepart of the computing machine . Screws go through the side of the bay in predrilled holes into fiting holes in the thrust. Screw four prison guard into each side of the thrusts. Connect a power overseas telegram from the power supply into each thrust. Besides plug a information overseas telegram into each thrust and so into the pronounced thrust connexion on the motherboard. six. Slide each card into the card slots at the dorsum of the motherboard. This can include sound. picture and any other card you have. The cards slide into the fiting card slot on the motherboard ; so you screw them into the instance to keep them in topographic point. seven. Match the little wires coming from the computing machine instance to the motherboard. Depending on the instance. you may hold anyplace from three to a twelve or more. There will be at least power. reset and difficult thrust overseas telegrams. These overseas telegrams slide into pins on the motherboard. Consult the motherboard manual for the exact location. These demand to be connected so you can power your computing machine on and off. Other overseas telegrams might include some on the forepart of the instance for USB connexions or sound inputs. eight. Close the instance and screw the door back into topographic point. The computing machine is now assembled and ready to prove. 2 ) Procedure for computing machine disassembly1. Fix all your tools which include Long Philip Screw Driver and Soft Wide Bristle Brush 2. Before opening the system instance. be certain to turn off the system unit. Turn off and disconnect the AVR from the wall socket every bit good. After that. disconnect all the overseas telegrams linking to the dorsum of the system unit. After uncluttering all the connected overseas telegrams. set the system unit on an empty working tabular array. 3. Touch the unpainted portion of your system unit with your bare hands to take the ESD of your organic structure. This is an of import portion before opening your system instance. You might destruct your RAM. Chipsets and other constituents of your motherboard. 4. Remove the prison guards of the side screen antonym to the side where the ports are. By most system instances. if you are confronting the dorsum of the system unit the right side screen is to be removed. Return the prison guards back to the prison guard holes to avoid losing them. | 5. Once the side screen is removed. turn your system side down where the opened side of the system unit should be confronting upward where you can comfortably look down on the interior of your system instance. 6. The old measure prepares our preparedness take the constituents inside of the computing machine. The first thing is to take the power supply. To be able to take the power supply. take foremost the molex connections ( the white plastic connection at the tip of the wires of the power supply ) or the motherboard power connection. drive power connections. the floppy thrust power connection. the SATA power connections and the four pin 12-volt motherboard connection. With all power connections are removed from the motherboard and thrusts. the power supply is now all right to be removed every bit good. Always have the removed constituents placed in a distant and safe topographic point off from where you are executing computing machine disassembly. 7. With the power supply removed. the informations overseas telegram should be removed following. This includes IDE. SATA. and floppy thrust overseas telegrams. Procure the removed information overseas telegrams. 8. Following to take are the RAM. Video Card and other card peripheral constituents. Again have them secured in a safe topographic point and put the prison guards back. Clean the connection borders of the card peripherals by rubbing the gold colored edge reasonably with a gum elastic eraser so brushing off the shredding. Do non try to clean the border by blowing or brushing it off with your fingers since the organic structure is acidic and might merely do the borders to stain faster. 9. Remove all thrusts. This will include the difficult thrust. cd/dvd thrusts. and the floppy thrust. 10. The following thing to make is to take the front panel connections. This will include the USB. Front Panel ( FP ) and Audio heading. If you are non certain of which connection is being match to. compose down or document the connexions and orientation of the connections before taking them from the headings. Remember that non all motherboards have the same heading constellation so be careful and alert while documenting. 11. After taking the heading connections. we are now ready to take the motherboard. To take the motherboard. turn up foremost all the prison guards and lightly unscrew all prison guards alternately. With this technique. we are cut downing the hazard of falsifying or flexing our motherboard. Upon lightly loosening all prison guards. take all prison guards so. Remove the motherboard by carefully and lightly drawing it off from the I/O shield. After liberating the motherboard ports from the I/O shield holes. raise up the motherboard and set it on the safe topographic point. 12. Clean the system unit human body with your coppice. besides clean your motherboard and the remainder of the peripherals being removed.